What is Comparable Coverage?
for the appropriate waiver form. 1.The plan is provided by a company licensed to do business in the United States with (a) a U.S. claim payment office, (b) a U.S. telephone number, (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA). The following programs do NOT qualify as comparable coverage: 1.Travel insurance does
NOT qualify. Travel insurance is in effect for a short period of time (60-90 days, for example)
and is designed for brief trips.
2.Reimbursement programs of any kind do NOT qualify, including reimbursement arrangements or
vouchers from home governments or their U.S. based consulates.
2.The plan provides both in-patient care and outpatient care (including visits for behavioral health
care) within a 75-mile radius of the Charlottesville area. Coverage for emergency-only care does NOT
satisfy this requirement.
3.The plan provides unlimited coverage for major medical benefits per sickness or injury. Insurance
that fails to cover or limits coverage for pre-existing conditions is NOT acceptable. 4.The coverage will remain in effect for all semesters in which the student is enrolled for the 2018-2019 academic year. 5.You or the health insurance subscriber will be held financially responsible for payment of
all charges not covered by your health insurance plan.
In addition, international student's health plan must meet two additional requirements: 1.The plan provides a minimum of $10,000 in coverage for repatriation/medical evacuation to
my home country or return of mortal remains. If you have a parent or spouse who lives
in the United States and will assume financial responsibility for any such costs,
you may waive out of this requirement provided you are not a J-1/J-2 visa holder.
Please contact hardwaiver@virginia.edu for the appropriate waiver form.
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http://www.uvastudentinsurance.com/
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